Your favorite dog or other pet can be a source of unparalleled joy – but they can also be a serious liability. Without warning, even the friendliest dogs or other pets can be pushed too far; and no amount of training is guaranteed to erase an animal’s bad habits or natural inclinations. Florida Pet Liability Insurance is a must to help protect yourself from potential lawsuits.
What is Pet Liability Insurance?
Pet Liability Insurance from The Peeples Insurance Agency can protect you in case your pet causes damages or injuries to another person or their property. This form of insurance is important third-party coverage that compensates others for damages and can help protect your savings, credit and other financial resources. Without pet liability insurance, you could be facing thousands of dollars in damages, medical expenses or even lawsuit judgements.
Pet Liability Insurance is different from Pet Insurance that covers the cost of any medical expenses you incur for your own pet’s care. Liability insurance can help protect you in the event your pet misbehaves (or just acts like an animal) and causes damages or injuries to another party. You receive no remuneration from Pet Liability Insurance.
How Does Pet Liability Insurance Work?
Pet Liability Insurance covers certain expenses you may face if your pet injures someone, causes an accident or damages private property. This can occur in numerous ways. For example:
- While walking your dog they playfully jump at a passerby, who then tumbles backward and breaks a bone. Pet Liability Insurance covers the cost of medical treatment.
- Your large breed dog dreams of a career in archaeology and excavates a major portion of your neighbor’s yard. Your insurance pays to repair the damage.
- Your playful pet scratches the bedroom door of your rented apartment when he or she needs to go outside – within two weeks the door is a wreck. Pet Liability Insurance pays to replace the door.
- Your boisterous cat escapes the house and runs into the road, causing a vehicle to dodge and crash into another vehicle. Pet Liability Coverage pays for the damages and any medical expenses.
- Your upset neighbor decides to sue you because your dog playfully nipped them and drew blood. Pet Liability Insurance can cover any judgment levied against you and your legal expenses.
Pet Liability Insurance from The Peeples Insurance Agency can help protect your finances and other assets up to the limits of your policy. Consult with one of our agents to see the different coverage amounts available.
Florida Pet Liability Insurance Isn’t Just for Dogs
Most people immediately think of boisterous or aggressive-breed dogs when pet liability insurance is mentioned, but dogs aren’t the only risks. Other animals can cause injuries or accidents, too, including:
- Dogs
- Cats
- Birds
- Reptiles
- Other mammals
Contact The Peeples Insurance Agency today to learn more and see if your pet can be covered with Florida Pet Liability Insurance. We have convenient locations in Bradenton, Sarasota and Margate and our helpful agents are standing by to assist you. Call 941-377-7654 in Sarasota/Bradenton or 954-977-8584 in Margate to speak with a representative now. You may also send us a message with your questions or requests.